Motorsports Race Teams Insurance in California and 30 other States
Race Teams
Race teams have unique Insurance needs. K2 Insurance understands your exposures and has a variety of insurance products to cover every facet of your team. From your shop location to in-transit cross country as well as coverage in the Pits for your Competition vehicle. Coverage for anything associated with a race team is available.
Policy form specific to the MOTORSPORTS industry written by A Rated companies.
- Race Shop
- Tools & Equipment
- Transit Rigs
- Commercial Auto
- Racing Association
- Owners and Sponsors
- Rider Event Liability
- Directors & Officers
- Competition Vehicles & Parts
- Show Cars
Liability on Premises and away from Shop – Limits from $1,000,000 to $10,000,000.
- Products Coverage
- Spectator Liability
- Garage Keepers
- Crime
- Workers Compensation
- Excess Liability
- Buildings
- Business Property
- Spectator Liability
- Electronic Media
- Inland Marine Coverage
- Employee Benefits
COVERAGES
- Comprehensive General Liability – limits to $1M each occurrence/$3M aggregate
- Employee Benefits Liability
- Coverage for emergency medical personnel
- Errors & Omissions coverage for Race Officials available
- Participant Legal Liability included available
- Primary coverage for self-promoted events
Umbrella/Excess Liability
Large Excess Limits available
Property
- Race cars and equipment insured under Inland Marine while off-track
- Blanket coverage available for buildings ,personal property, and business income
- Ultimate Coverage – broad proprietary property coverage form including Flood and Earthquake
Automobile
- Owned/non-owned/hired auto
- Rental reimbursement
- Web-based Auto ID card issuance
- Online defensive driving workshop
Crime and Fidelity
- Employee Theft
- Forgery or Alteration
- Theft, Disappearance, and Destruction
Directors & Officers Liability
- Defense costs for claims seeking non-monetary relief
- Most favorable venue wording for punitive, multiple, or exemplary damages
- Broad definition of Employment Practices Wrongful Act
How to apply
Download the applicable application below for your event: